TRUCKSMARTER Debit CARD
Made for owner-operators
Factor with us to get the TruckSmarter Card, plus 1% cash back***, an FDIC-insured checking account**, and fee-free ATM withdrawals.
**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.
TRUCKSMARTER Debit CARD
Made for owner-operators
Drivers who factor with us get the TruckSmarter Card, along with 1% cash back, an FDIC-insured checking account, and free withdrawals at 55,000 ATMs.
**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.
TRUCKSMARTER Debit CARD
Made for owner-operators
Factor with us to get the TruckSmarter Card, plus 1% cash back* ,an FDIC-insured checking account**, and fee-free ATM withdrawals.
**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.
TRUCKSMARTER Debit CARD
Made for owner-operators
Factor with us to get the TruckSmarter Card, plus 1% cash back***, an FDIC-insured checking account**, and fee-free ATM withdrawals.
**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.
TRUCKSMARTER Debit CARD
Made for owner-operators
Factor with us to get the TruckSmarter Card, plus 1% cash back***, an FDIC-insured checking account**, and fee-free ATM withdrawals.
**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.
Good things are in the cards
Use your card anywhere Visa is accepted and
rack up rewards with every swipe.
Use your card anywhere Visa is accepted and rack up rewards with every swipe.
TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.
TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.
Add to your mobile wallet
Your TruckSmarter Card can be added to Apple, Google, or Samsung Pay for quick, easy access.
Spend safely
Your Card activity is evaluated for fraud, and we’ll alert you of any suspicious transactions.
Bank smarter
Make your money work for you when you open an FDIC-insured checking account** designed for owner-operators.
Make your money work for you with an FDIC-insured checking account* designed for owner-operators.
Access your money instantly
Factoring customers can access their money the minute they’re paid with the TruckSmarter Card.
Our Factoring customers can access their money the minute they’re paid with their TruckSmarter Card.
**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.
**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.
55,000 ATMs. Zero fees.
Get fee-free withdrawals at every ATM in the AllPoint Network.
debit Card FAQs
How can I get fee-free withdrawals at ATMS?
Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?
How long does it take to get my card?
Are there overdraft fees?
What protection do you provide to keep my funds secure?
Is this a prepaid card?
What type of rewards can I get with the TruckSmarter Card?
Are there any account minimums or daily fees?
How can I get fee-free withdrawals at ATMS?
Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?
How long does it take to get my card?
Are there overdraft fees?
What protection do you provide to keep my funds secure?
Is this a prepaid card?
What type of rewards can I get with the TruckSmarter Card?
Are there any account minimums?
Earn more and keep more
with TruckSmarter
Book better loads. Cut fuel costs. Get paid instantly. Find out how TruckSmarter can power your trucking business.
Book better loads. Cut fuel costs. Get paid instantly. Download the TruckSmarter app how we can power your trucking business.
TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, N.A. and Thread Bank, Members FDIC.
The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc.
and may be used everywhere Visa is accepted. FDIC insurance is available for funds on deposit up to $250,000 through
Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.
TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and can be used anywhere Visa cards are accepted.
Resources
2024 TruckSmarter Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.
**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
2024 TruckSmarter Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.
**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
2024 TruckSmarter Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.
**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
2024 TruckSmarter Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.
**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
2024 TruckSmarter Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC and Blue Ridge Bank, N.A, Member FDIC. Deposits are FDIC-insured through Thread Bank and Blue Ridge Bank, N.A., Members FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank and Blue Ridge Bank, N.A., Members FDIC, pursuant to a license from Visa USA Inc. Your funds are FDIC insured up to $250,000 through Thread Bank and Blue Ridge Bank, N.A.; Member FDIC.
**Annual Percentage Yield (APY) of 3.27% is effective as of 11/01/2023. This is a variable rate and may change after the account is opened. Minimum opening deposit is $100 and you must maintain an average balance of $1,000 to earn the stated Annual Percentage Yield. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A or Thread Bank, Members FDIC. ; Member FDIC. The TruckSmarter Visa® Debit Card is issued by Blue Ridge Bank, N.A. and Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.