TRUCKSMARTER BANKING

BANK LIKE A BOSS

TruckSmarter Factoring customers spend smarter with TruckSmarter Checking! Earn 3.27% APY** and your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank, Member FDIC

TRUCKSMARTER BANKING

BANK LIKE A BOSS

TruckSmarter Factoring customers spend smarter with TruckSmarter Checking! Earn 3.27% APY** and your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank, Member FDIC

Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions
Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions
Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions
Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions

TRUCKSMARTER BANKING

Bank like
a boss

TruckSmarter Factoring customers spend smarter with TruckSmarter Banking! Earn 2.81% APY** and up to $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC

Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions

TRUCKSMARTER BANKING

Bank like
a boss

TruckSmarter Factoring customers spend smarter with TruckSmarter Banking! Earn 2.81% APY** and up to $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC

Phone screen showing banking in the app with account balance, transfer funds, debit cards, and recent transactions

TRUCKSMARTER BANKING

Bank like a boss

TruckSmarter Factoring customers spend smarter with TruckSmarter Banking! Earn 2.81% APY** and up to $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

Banking solutions Banking built for truck drivers

Banking built for
truck drivers

When you factor with TruckSmarter, you automatically get access to TruckSmarter Banking tools and rewards.

When you factor with TruckSmarter, you automatically get access to TruckSmarter Banking tools and rewards.

Illustrated smiling piggy bank with a coin going into it showing how TruckSmarter banking helps drivers grow their cash

Earn 2.81% APY**

Grow your money quickly and securely in your TruckSmarter checking account.

Illustrated smiling piggy bank with a coin going into it showing how TruckSmarter banking helps drivers grow their cash

Earn 2.81% APY**

Grow your money quickly and securely in your TruckSmarter checking account.

Illustrated smiling piggy bank with a coin going into it showing how TruckSmarter banking helps drivers grow their cash

Earn 2.81% APY**

Grow your money quickly and securely in your TruckSmarter checking account.

Illustrated smiling piggy bank with a coin going into it showing how TruckSmarter banking helps drivers grow their cash

Earn 2.81% APY**

Grow your money quickly and securely in your TruckSmarter checking account.

Illustrated smiling piggy bank with a coin going into it showing how TruckSmarter banking helps drivers grow their cash

Earn 2.81% APY**

Grow your money quickly and securely in your TruckSmarter checking account.

Illustrated smiling and winking debit card giving a thumbs up to show your money growing with cash back

Swipe smarter

Use the TruckSmarter Card anywhere Visa is accepted plus free ATM withdrawals.

Illustrated smiling and winking debit card giving a thumbs up to show your money growing with cash back

Swipe smarter

Use the TruckSmarter Card anywhere Visa is accepted plus free ATM withdrawals.

Illustrated smiling and winking debit card giving a thumbs up to show your money growing with cash back

Swipe smarter

Use the TruckSmarter Card anywhere Visa is accepted plus free ATM withdrawals.

Illustrated smiling and winking debit card giving a thumbs up to show your money growing with cash back

Swipe smarter

Use the TruckSmarter Card anywhere Visa is accepted plus free ATM withdrawals.

Illustrated smiling and winking debit card giving a thumbs up to show your money growing with cash back

Swipe smarter

Use the TruckSmarter Card anywhere Visa is accepted plus free ATM withdrawals.

Illustrated fuel jug with a discount tag to show instant diesel savings

Deepen fuel discounts

Deepen every fuel discount in our network when you pay with TruckSmarter Checking.

Illustrated fuel jug with a discount tag to show instant diesel savings

Deepen fuel discounts

Deepen every fuel discount in our network when you pay with TruckSmarter Checking.

Illustrated fuel jug with a discount tag to show instant diesel savings

Deepen fuel discounts

Deepen every fuel discount in our network when you pay with TruckSmarter Checking.

Illustrated fuel jug with a discount tag to show instant diesel savings

Deepen fuel discounts

Deepen every fuel discount in our network when you pay with TruckSmarter Checking.

Illustrated fuel jug with a discount tag to show instant diesel savings

Deepen fuel discounts

Deepen every fuel discount in our network when you pay with TruckSmarter Checking.

The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

TRUCKSMARTER BANKING

from invoice to cash

Once your invoice is generated and approved (can be as fast as 2 hours), funds are instantly deposited into your TruckSmarter Checking Account, accessible immediately with your TruckSmarter Card. No waiting - just your money, ready when you are.

Phone screen of TruckSmarter Banking showing monthly spending reports, revenue, and profit in one easy place

from invoice to cash

Once your invoice is generated and approved (can be as fast as 2 hours), funds are instantly deposited into your TruckSmarter Checking Account, accessible immediately with your TruckSmarter Card. No waiting - just your money, ready when you are.

Phone screen of TruckSmarter Banking showing monthly spending reports, revenue, and profit in one easy place

TRUCKSMARTER BANKING

from invoice to cash

Once your invoice is generated and approved (can be as fast as 2 hours), funds are instantly deposited into your TruckSmarter Checking Account, accessible immediately with your TruckSmarter Card. No waiting - just your money, ready when you are.

Phone screen of TruckSmarter Banking showing monthly spending reports, revenue, and profit in one easy place

TRUCKSMARTER banking

from invoice to cash

Once your invoice is generated and approved (can be as fast as 2 hours), funds are instantly deposited into your TruckSmarter Checking Account, accessible immediately with your TruckSmarter Card. No waiting - just your money, ready when you are.

Phone screen of TruckSmarter Banking showing monthly spending reports, revenue, and profit in one easy place

TRUCKSMARTER BANKING

from invoice to cash

Once your invoice is generated and approved (can be as fast as 2 hours), funds are instantly deposited into your TruckSmarter Checking Account, accessible immediately with your TruckSmarter Card. No waiting - just your money, ready when you are.

Phone screen of TruckSmarter Banking showing monthly spending reports, revenue, and profit in one easy place

TruckSmarter Checking Account

FDIC insurance is available up to $3,000,000 for funds on deposit through our banking partner Thread Bank, Member FDIC.

FDIC insurance is available up to $3,000,000 for funds on deposit through our banking partner Thread Bank, Member FDIC.

Easy transfers

Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or same-day for a small fee.

Easy transfers

Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or same-day for a small fee.

Easy transfers

Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or same-day for a small fee.

Easy transfers

Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or instantly for a small fee.

Easy transfers

Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or same-day for a small fee.

FDIC-insured***

You work hard for your money, so relax knowing up to $3M*** FDIC Insurance is available for funds on deposit through Thread Bank, Member FDIC.

FDIC-insured***

You work hard for your money, so relax knowing up to $3M*** FDIC Insurance is available for funds on deposit through Thread Bank, Member FDIC.

FDIC-insured***

You work hard for your money, so relax knowing your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank, Member FDIC.

FDIC-insured***

You work hard for your money, so relax knowing your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank, Member FDIC.

FDIC-insured***

You work hard for your money, so relax knowing up to $3M*** FDIC Insurance is available for funds on deposit through Thread Bank, Member FDIC.

TruckSmarter Debit Card

Meet the card made for truck drivers and owner-operators. Use anywhere Visa is accepted plus free withdrawals and instant access to your money.

The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

Black and yellow TruckSmarter Business Debit Card
Black and yellow TruckSmarter Business Debit Card
Black and yellow TruckSmarter Business Debit Card
Black and yellow TruckSmarter Business Debit Card

Free ATM withdrawals

Don't pay to access your money! Use anywhere on our network of 55,000 ATMS to get your money fast and free when you're on the road.

Free ATM withdrawals

Don't pay to access your money! Use anywhere on our network of 55,000 ATMS to get your money fast and free when you're on the road.

Free ATM withdrawals

Don't pay to access your money! Use anywhere on our network of 55,000 ATMS to get your money fast and free when you're on the road.

Free ATM withdrawals

Don't pay to access your money! Use anywhere on our network of 55,000 ATMS to get your money fast and free when you're on the road.

Free ATM withdrawals

Don't pay to access your money! Use anywhere on our network of 55,000 ATMS to get your money fast and free when you're on the road.

Add to Wallet

Start using your TruckSmarter Card the moment you’re approved with our virtual card. Just add it to your Apple, Google, or Samsung Wallet and access your money.

Add to Wallet

Start using your TruckSmarter Card the moment you’re approved with our virtual card. Just add it to your Apple, Google, or Samsung Wallet and access your money.

Add to Wallet

Start using your TruckSmarter Card the moment you’re approved with our virtual card. Just add it to your Apple, Google, or Samsung Wallet and access your money.

Add to Wallet

Start using your TruckSmarter Card the moment you’re approved with our virtual card. Just add it to your Apple, Google, or Samsung Wallet and access your money.

Add to Wallet

Start using your TruckSmarter Card the moment you’re approved with our virtual card. Just add it to your Apple, Google, or Samsung Wallet and access your money.

Fuel Discounts

TruckSmarter factoring users get extra fuel discounts at hundreds of participating stops across the country. That’s a full tank, and more funds for you..

Fuel Discounts

TruckSmarter factoring users get extra fuel discounts at hundreds of participating stops across the country. That’s a full tank, and more funds for you..

Fuel Discounts

TruckSmarter factoring users get extra fuel discounts at hundreds of participating stops across the country. That’s a full tank, and more funds for you..

Fuel Discounts

TruckSmarter factoring users get extra fuel discounts at hundreds of participating stops across the country. That’s a full tank, and more funds for you..

Fuel Discounts

TruckSmarter factoring users get extra fuel discounts at hundreds of participating stops across the country. That’s a full tank, and more funds for you..

banking for fleets

banking for fleets

Make cash flow easier, adjust team spend, and set limits. Order each member on your team, from driver to dispatcher, a TruckSmarter Team Debit Card and tailor your team’s spending to your company’s needs.

Available for $4.99/month per seat

Make cash flow easier, adjust team spend, and set limits. Order each member on your team, from driver to dispatcher, a TruckSmarter Team Debit Card and tailor your team’s spending to your company’s needs.

Available for $4.99/month per seat

A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout
A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout
A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout
A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout

Deeper Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout

Deeper Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout

Deeper Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout

Deeper Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout

Deeper Fuel DISCOUNTS

Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.

Learn about Fuel Discounts

A snapshot of reserving a fuel discount in the app and applying fuel credits at checkout
TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.81% is effective as of 11/11/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.81% is effective as of 11/11/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.81% is effective as of 11/11/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.81% is effective as of 11/11/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.81% is effective as of 11/11/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.