TRUCKSMARTER BANKING
BANK LIKE A BOSS
TruckSmarter Factoring customers spend smarter with TruckSmarter Checking! Earn 3.27% APY** and your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank, Member FDIC
TRUCKSMARTER BANKING
BANK LIKE A BOSS
TruckSmarter Factoring customers spend smarter with TruckSmarter Checking! Earn 3.27% APY** and your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank, Member FDIC
TRUCKSMARTER BANKING
Bank like
a boss
TruckSmarter Factoring customers spend smarter with TruckSmarter Banking! Earn 2.65% APY** and up to $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC
TRUCKSMARTER BANKING
Bank like
a boss
TruckSmarter Factoring customers spend smarter with TruckSmarter Banking! Earn 2.65% APY** and up to $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC
TRUCKSMARTER BANKING
Bank like a boss
TruckSmarter Factoring customers spend smarter with TruckSmarter Banking! Earn 2.65% APY** and up to $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC
TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.
Banking solutions Banking built for truck drivers
Banking built for
truck drivers
When you factor with TruckSmarter, you automatically get access to TruckSmarter Banking tools and rewards.
When you factor with TruckSmarter, you automatically get access to TruckSmarter Banking tools and rewards.
Earn 2.65% APY**
Grow your money quickly and securely in your TruckSmarter checking account.
Earn 2.65% APY**
Grow your money quickly and securely in your TruckSmarter checking account.
Earn 2.65% APY**
Grow your money quickly and securely in your TruckSmarter checking account.
Earn 2.65% APY**
Grow your money quickly and securely in your TruckSmarter checking account.
Earn 2.65% APY**
Grow your money quickly and securely in your TruckSmarter checking account.
Swipe smarter
Use the TruckSmarter Card anywhere Visa is accepted plus free ATM withdrawals.
Swipe smarter
Use the TruckSmarter Card anywhere Visa is accepted plus free ATM withdrawals.
Swipe smarter
Use the TruckSmarter Card anywhere Visa is accepted plus free ATM withdrawals.
Swipe smarter
Use the TruckSmarter Card anywhere Visa is accepted plus free ATM withdrawals.
Swipe smarter
Use the TruckSmarter Card anywhere Visa is accepted plus free ATM withdrawals.
Deepen fuel discounts
Deepen every fuel discount in our network when you pay with TruckSmarter Checking.
Deepen fuel discounts
Deepen every fuel discount in our network when you pay with TruckSmarter Checking.
Deepen fuel discounts
Deepen every fuel discount in our network when you pay with TruckSmarter Checking.
Deepen fuel discounts
Deepen every fuel discount in our network when you pay with TruckSmarter Checking.
Deepen fuel discounts
Deepen every fuel discount in our network when you pay with TruckSmarter Checking.
The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
TRUCKSMARTER BANKING
from invoice to cash
Once your invoice is generated and approved (can be as fast as 2 hours), funds are instantly deposited into your TruckSmarter Checking Account, accessible immediately with your TruckSmarter Card. No waiting - just your money, ready when you are.
from invoice to cash
Once your invoice is generated and approved (can be as fast as 2 hours), funds are instantly deposited into your TruckSmarter Checking Account, accessible immediately with your TruckSmarter Card. No waiting - just your money, ready when you are.
TRUCKSMARTER BANKING
from invoice to cash
Once your invoice is generated and approved (can be as fast as 2 hours), funds are instantly deposited into your TruckSmarter Checking Account, accessible immediately with your TruckSmarter Card. No waiting - just your money, ready when you are.
TRUCKSMARTER banking
from invoice to cash
Once your invoice is generated and approved (can be as fast as 2 hours), funds are instantly deposited into your TruckSmarter Checking Account, accessible immediately with your TruckSmarter Card. No waiting - just your money, ready when you are.
TRUCKSMARTER BANKING
from invoice to cash
Once your invoice is generated and approved (can be as fast as 2 hours), funds are instantly deposited into your TruckSmarter Checking Account, accessible immediately with your TruckSmarter Card. No waiting - just your money, ready when you are.
TruckSmarter Checking Account
FDIC insurance is available up to $3,000,000 for funds on deposit through our banking partner Thread Bank, Member FDIC.
FDIC insurance is available up to $3,000,000 for funds on deposit through our banking partner Thread Bank, Member FDIC.
Easy transfers
Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or same-day for a small fee.
Easy transfers
Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or same-day for a small fee.
Easy transfers
Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or same-day for a small fee.
Easy transfers
Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or instantly for a small fee.
Easy transfers
Need to move money around? Want more $$$ on your TruckSmarter Card? You can transfer money in 2-3 days for free or same-day for a small fee.
FDIC-insured***
You work hard for your money, so relax knowing up to $3M*** FDIC Insurance is available for funds on deposit through Thread Bank, Member FDIC.
FDIC-insured***
You work hard for your money, so relax knowing up to $3M*** FDIC Insurance is available for funds on deposit through Thread Bank, Member FDIC.
FDIC-insured***
You work hard for your money, so relax knowing your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank, Member FDIC.
FDIC-insured***
You work hard for your money, so relax knowing your funds are FDIC-insured up to $3,000,000*** through our banking partner Thread Bank, Member FDIC.
FDIC-insured***
You work hard for your money, so relax knowing up to $3M*** FDIC Insurance is available for funds on deposit through Thread Bank, Member FDIC.
TruckSmarter Debit Card
Meet the card made for truck drivers and owner-operators. Use anywhere Visa is accepted plus free withdrawals and instant access to your money.
The TruckSmarter Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
Free ATM withdrawals
Don't pay to access your money! Use anywhere on our network of 55,000 ATMS to get your money fast and free when you're on the road.
Free ATM withdrawals
Don't pay to access your money! Use anywhere on our network of 55,000 ATMS to get your money fast and free when you're on the road.
Free ATM withdrawals
Don't pay to access your money! Use anywhere on our network of 55,000 ATMS to get your money fast and free when you're on the road.
Free ATM withdrawals
Don't pay to access your money! Use anywhere on our network of 55,000 ATMS to get your money fast and free when you're on the road.
Free ATM withdrawals
Don't pay to access your money! Use anywhere on our network of 55,000 ATMS to get your money fast and free when you're on the road.
Add to Wallet
Start using your TruckSmarter Card the moment you’re approved with our virtual card. Just add it to your Apple, Google, or Samsung Wallet and access your money.
Add to Wallet
Start using your TruckSmarter Card the moment you’re approved with our virtual card. Just add it to your Apple, Google, or Samsung Wallet and access your money.
Add to Wallet
Start using your TruckSmarter Card the moment you’re approved with our virtual card. Just add it to your Apple, Google, or Samsung Wallet and access your money.
Add to Wallet
Start using your TruckSmarter Card the moment you’re approved with our virtual card. Just add it to your Apple, Google, or Samsung Wallet and access your money.
Add to Wallet
Start using your TruckSmarter Card the moment you’re approved with our virtual card. Just add it to your Apple, Google, or Samsung Wallet and access your money.
Fuel Discounts
TruckSmarter factoring users get extra fuel discounts at hundreds of participating stops across the country. That’s a full tank, and more funds for you..
Fuel Discounts
TruckSmarter factoring users get extra fuel discounts at hundreds of participating stops across the country. That’s a full tank, and more funds for you..
Fuel Discounts
TruckSmarter factoring users get extra fuel discounts at hundreds of participating stops across the country. That’s a full tank, and more funds for you..
Fuel Discounts
TruckSmarter factoring users get extra fuel discounts at hundreds of participating stops across the country. That’s a full tank, and more funds for you..
Fuel Discounts
TruckSmarter factoring users get extra fuel discounts at hundreds of participating stops across the country. That’s a full tank, and more funds for you..
banking for fleets
banking for fleets
Make cash flow easier, adjust team spend, and set limits. Order each member on your team, from driver to dispatcher, a TruckSmarter Team Debit Card and tailor your team’s spending to your company’s needs.
Available for $4.99/month per seat
Make cash flow easier, adjust team spend, and set limits. Order each member on your team, from driver to dispatcher, a TruckSmarter Team Debit Card and tailor your team’s spending to your company’s needs.
Available for $4.99/month per seat
banking for fleets
Make cash flow easier, adjust team spend, and set limits. Order each member on your team, from driver to dispatcher, a TruckSmarter Team Debit Card and tailor your team’s spending to your company’s needs.
Available for $4.99/month per seat
Deeper Fuel DISCOUNTS
Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.
Learn about Fuel Discounts
Deeper Fuel DISCOUNTS
Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.
Learn about Fuel Discounts
Deeper Fuel DISCOUNTS
Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.
Learn about Fuel Discounts
Deeper Fuel DISCOUNTS
Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.
Learn about Fuel Discounts
Deeper Fuel DISCOUNTS
Bank with us, and you’ll automatically deepen every TruckSmarter Fuel Discount! Use your TruckSmarter Checking Account as your payment method when you reserve fuel.
Learn about Fuel Discounts
Resources
©2024 TruckSmarter, Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.
**Annual Percentage Yield (APY) of 2.65% is effective as of 12/19/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2024 TruckSmarter, Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.
**Annual Percentage Yield (APY) of 2.65% is effective as of 12/19/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2024 TruckSmarter, Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.
**Annual Percentage Yield (APY) of 2.65% is effective as of 12/19/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2024 TruckSmarter, Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.
**Annual Percentage Yield (APY) of 2.65% is effective as of 12/19/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.
Resources
©2024 TruckSmarter, Inc.
*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.
**Annual Percentage Yield (APY) of 2.65% is effective as of 12/19/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.
****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.