TRANSPARENT PRICING

NO HIDDEN FEES

When it comes to pricing, no one likes surprises. View all of our rates and fees by product below.

TRANSPARENT PRICING

NO HIDDEN FEES

When it comes to pricing, no one likes surprises. View all of our rates and fees by product below.

TRANSPARENT PRICING

NO HIDDEN FEES

When it comes to pricing, no one likes surprises. View all of our rates and fees by product below.

TRANSPARENT PRICING

NO HIDDEN FEES

When it comes to pricing, no one likes surprises. View all of our rates and fees by product below.

100% free load board

as low as 2% factoring

NO long-term contracts

no monthly minimums

no signup fees

TRANSPARENT PRICING

NO HIDDEN FEES

When it comes to pricing, no one likes surprises. View all of our rates and fees by product below.

100% free load board

as low as 2% factoring

NO long-term contracts

no monthly minimums

no signup fees

Know what you’re paying

Every rate. Every fee. Every cost you’ll ever incur.

Load Board

Monthly fees

$0

Unlimited search

$0

Unlimited users

$0

Broker data

$0

In-app bidding & booking

$0

Compare loads

$0

Backhaul recommendations

$0

Book it now

$0

Invoice Management / Automated Invoice Creation

$0

fuel discounts

Transaction fees

$0

Settlement fees

$0

Monthly fees

$0

Service fee

2% for non-factoring users

Temporary pre-authorization hold*

Up to $500

Booking fee

$0

Fuel Line of Credit monthly subscription fee**

$8

Fuel Line of Credit cancellation fee

$0

*Upon reserving fuel a temporary hold of up to $500 will be placed on your card to ensure sufficient funds. This will be applied to your fuel transaction or removed if fuel code is unused.

$8 per month for active access to the Fuel Line of Credit. Access to the Fuel Line of Credit is considered active if you request at least one advance during the preceding month. Cancel anytime.

Flexible factoring

No frills and confusing contracts. What you see is what you get.

rates

Monthly invoice volume

Max rate*

$0-12k

3%

$12k-36k

2.75%

$36k-75k

2.5%

$75K+

2%

*Rate eligible to decrease as your invoice volume grows.

factoring

Rate

As low as 2%

Monthly minimums

$0

Signup fees

$0

Invoice fees

$0

Due diligence fee

$0

Contract cancellation fees

$0

BANKING

Checking account with FDIC insurance*** on your deposits

$0

Debit card

$0

Minimum balance

$0

Overdraft fees

$0

ATM withdrawal fee (in-network)

$0

Standard ACH wire fee

$0

One-day wire fee*

$15

Instant transfer fee

1.5%

Additional seat fee

$0

Out of network ATM transaction fee

$0

*Starting Dec 7, 2023, we will charge a fee for wire transfers.

Getting started IS EASY

Start running your most profitable trucking business today.

Getting started IS EASY

Start running your most profitable trucking business today.

Getting started IS EASY

Start running your most profitable trucking business today.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.65% is effective as of 12/19/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.65% is effective as of 12/19/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.65% is effective as of 12/19/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.65% is effective as of 12/19/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.65% is effective as of 12/19/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.