TRUCKSMARTER Debit CARD

Made for owner-operators

Factor with us to get the TruckSmarter Card, plus 2.81% APY,** $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC, and fee-free ATM withdrawals.

TRUCKSMARTER Debit CARD

Made for owner-operators

Factor with us to get the TruckSmarter Card, plus 2.96% APY,** $3M FDIC-insurance*** on deposits through Thread Bank, Member FDIC, and fee-free ATM withdrawals.

TRUCKSMARTER Debit CARD

Made for owner-operators

Factor with us to get the TruckSmarter Card, plus 2.96% APY,** $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC, and fee-free ATM withdrawals.

**Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A.; Member FDIC.

TRUCKSMARTER Debit CARD

Made for owner-operators

Factor with us to get the TruckSmarter Card, plus 2.81% APY,** $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC, and fee-free ATM withdrawals.

TRUCKSMARTER Debit CARD

Made for owner-operators

Factor with us to get the TruckSmarter Card, plus 2.81% APY,** $3M FDIC Insurance*** is available for funds on deposit through Thread Bank, Member FDIC, and fee-free ATM withdrawals.

Oooh! It's the TruckSmarter Debit Card in black and yellow
Oooh! It's the TruckSmarter Debit Card in black and yellow
Oooh! It's the TruckSmarter Debit Card in black and yellow
Black and yellow TruckSmarter Business Debit Card
Oooh! It's the TruckSmarter Debit Card in black and yellow

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

Good things are in the cards

Use your card anywhere Visa is accepted and
rack up rewards with every swipe.

Use your card anywhere Visa is accepted and rack up rewards with every swipe.

Add to your mobile wallet

Your TruckSmarter Card can be added to Apple, Google, or Samsung Pay for quick, easy access.

Pay from your phone when you add the TruckSmarter debit card to your wallet

Spend safely

Your Card activity is evaluated for fraud, and we’ll alert you of any suspicious transactions.

Front and back of the black and yellow TruckSmarter Debit Card
Front and back of the black and yellow TruckSmarter Debit Card

Bank smarter

Make your money work for you when you

open a TruckSmarter checking account with up to $3M of FDIC Insurance*** available for funds on deposit through Thread Bank, Member FDIC.

Icons representing the free load board, fuel discounts, debit card, factoring, and banking all connected in TruckSmarter

Access your money instantly

Factoring customers can access their money the minute they’re paid with the TruckSmarter Card.

Our Factoring customers can access their money the minute they’re paid with their TruckSmarter Card.

A look at the TruckSmarter Factoring screen that shows same-day payments

debit cards for the whole squad

Issue a TruckSmarter Team Debit Card to members of your Carrier Team, so they can have what they need, when they need it.

Use your card anywhere Visa is accepted and rack up rewards with every swipe.

Available for $4.99/month per seat

Use your card anywhere Visa is accepted and rack up rewards with every swipe.

Company cards

For general purposes. That way if unexpected maintenance pops up, you don’t have to spend time or money on fund transfers.

Pay from your phone when you add the TruckSmarter debit card to your wallet
Pay from your phone when you add the TruckSmarter debit card to your wallet

Member cards

Issued to each driver so you can set limitations, manage their spend on things like fuel, and put the power in your team’s hands.

Pay from your phone when you add the TruckSmarter debit card to your wallet
Pay from your phone when you add the TruckSmarter debit card to your wallet

55,000 ATMs. Zero fees.

Get fee-free withdrawals at every ATM in the AllPoint Network.

debit Card FAQs

How can I get fee-free withdrawals at ATMS?

Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?

How long does it take to get my card?

Are there overdraft fees?

What protection do you provide to keep my funds secure?

Is this a prepaid card?

Are there any account minimums or daily fees?

How can I get fee-free withdrawals at ATMS?

Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?

How long does it take to get my card?

Are there overdraft fees?

What protection do you provide to keep my funds secure?

Is this a prepaid card?

Are there any account minimums?

How can I get fee-free withdrawals at ATMS?

Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?

How long does it take to get my card?

Are there overdraft fees?

What protection do you provide to keep my funds secure?

Is this a prepaid card?

Are there any account minimums or daily fees?

How can I get fee-free withdrawals at ATMS?

Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?

How long does it take to get my card?

Are there overdraft fees?

What protection do you provide to keep my funds secure?

Is this a prepaid card?

Are there any account minimums or daily fees?

How can I get fee-free withdrawals at ATMS?

Can I add the TruckSmarter Card to my Apple, Google, or Samsung Wallet?

How long does it take to get my card?

Are there overdraft fees?

What protection do you provide to keep my funds secure?

Is this a prepaid card?

Are there any account minimums or daily fees?

Earn more and keep more
with TruckSmarter

Book better loads. Cut fuel costs. Get paid instantly. 

Find out how TruckSmarter can power your trucking business.

Book better loads. Cut fuel costs. Get paid instantly. 

Download the TruckSmarter app how we can power your trucking business.

Black and yellow TruckSmarter Business Debit Card
Black and yellow TruckSmarter Business Debit Card
Black and yellow TruckSmarter Business Debit Card

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by
Blue Ridge Bank, N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A.
and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.  FDIC
insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank, Members FDIC.

TruckSmarter is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank, N.A.; Member FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and can be used anywhere Visa cards are accepted.

TruckSmarter is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank,
N.A. and Thread Bank, Members FDIC. The TruckSmarter Visa Debit Card is issued by Blue Ridge Bank,
N.A. and Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted. 
FDIC insurance is available for funds on deposit up to $250,000 through Blue Ridge Bank, N.A. or Thread Bank,
Members FDIC.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.81% is effective as of 11/11/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.81% is effective as of 11/11/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.81% is effective as of 11/11/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.81% is effective as of 11/11/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.

TruckSmarter Logo Asphalt Grey Footer

*TruckSmarter is a financial technology company and is not a bank. Banking services are provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions. The TruckSmarter Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa USA Inc. and may be used anywhere Visa cards are accepted.

**Annual Percentage Yield (APY) of 2.81% is effective as of 11/11/2024. This is a variable rate and may change after the account is opened. Fees could affect earnings on the account. TruckSmarter is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The TruckSmarter Visa® Debit Card is issued by Thread Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

***Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact with questions regarding the sweep program.

****Terms and conditions apply to the TruckSmarter cash back rewards program. Please see Program Terms for details.